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When choosing your vehicle, you need to also consider the damage excess deposit, as this can vary from car to car and by supplier. This is, say GBP750, which they can charge you, for dents, scratches and so-on, deemed to have occurred whilst you were driving. Claims it "happened in a car park," fail to get anywhere.
Or, you can get excess cover protection, who will re-imburse a charge on your card. This insurance can be done during or after booking, but note this does not stop the car company holding money and debiting a claim from your card. So, the local insurance can vary and all is shown in each supplier terms.
Lastly, the other costs that can vary are extra drivers, GPS, baby seats etc., so best get an email quote for what needed.
So you have three choices of either paying the local insurance daily charge to, usually, reduce the amount to zero. Or, take the risk nothing happens, but stone chips can happen anytime.

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Two Scenic Oxford Routes
1) Oxford to Burford Start - Head west on the A40 toward Burford. This short drive takes you through rolling hills and classic Cotswold villages. Burford is known as the gateway to the Cotswolds, with stone cottages, a medieval bridge, and a charming high street.
Or, (2) Head north from Oxford on the A44 and then the A3400 toward Stratford-upon-Avon. This drive takes you through the heart of rural Oxfordshire and Warwickshire, with stops in Chipping Norton and Shipston-on-Stour. Stratford is the birthplace of Shakespeare and offers river walks, historic buildings, and a lively town centre.

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About Oxford
This city is home to one of the world's top universities, and just a few hours spent walking around the buildings, leaves a lasting memory of good looking architecture, dating back centuries.
In fact Oxford University is the oldest university in the English-speaking world. It was founded in 1096 and has been teaching students for over 900 years.
Oxford has no central campus. Instead, it is made up of 39 separate colleges, each with its own buildings, traditions and history.
Updated:- 10th September 2025